What if I simply decide not to go on a trip and the reason is not for a covered reason like loss of my job, injury, or sickness?
Trip cancellations and trip interruptions due to known, foreseeable, or expected events, or fear of travel are generally not covered unless you add the ‘Cancel For Any Reason’ optional coverage. In the case of “Cancel For Any Reason” your trip costs are covered up to 75% of your total cost. See more on this in our Trip Cancellation FAQ section below.