In Affiliation With
Better
Benefits are Per Person
CHOICE
PREFERRED
ELITE
 |
MAXIMUM LENGTH OF TRIP | 30 days | 60 days | 120 days |
|
TRIP CANCELED |
100% up to $10,000 | 100% up to $50,000 | 100% up to $100,000 | |
| If you cancel your trip prior to departure due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRAVEL DELAY |
$100 per day $500 max (18 hours or more) |
$200 per day $1,000 max (12 hours or more) |
$300 per day $2,000 max (6 hours or more) |
|
| You will be reimbursed for reasonable and necessary accommodations, meals, telephone calls and local transportation if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, flight delay, natural disaster or other covered event.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRIP INTERRUPTED |
100% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | |
| If you must start your trip later than scheduled or are unable to complete your trip due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MISSED CONNECTION |
$500 per day | $1,000 per day | $1,500 per day | |
| If you miss your cruise or tour departure due to a delay in your flight, common carrier, severe weather, quarantine, natural disaster or other covered event, you will be reimbursed for additional travel costs to join the departed trip, plus unused, pre-paid nonrefundable payments for your trip insured under the policy.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
AIRLINE REISSUE OR CANCELLATION FEES |
$100 max | $150 max | $200 max | |
| Included with Trip Cancellation, if you cancel due to a covered reason we will reimburse you for the reissue fee paid to the airline to change your tickets.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
BAGGAGE AND SPORTS EQUIPMENT LOSS |
$750 max | $1,000 max | $1,500 max | |
| You will be reimbursed for theft, damage or destruction of your baggage or sporting equipment that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY |
$200 max | $300 max | $1,000 max | |
| You will be reimbursed for reasonable expenses incurred for clothing and personal items if your checked baggage is delayed or misdirected by a common carrier, such as an airline, during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE |
 Included |
Included |
Included |
|
| All plans include 24/7 global travel assistance to help you with travel-related service during your trip. These are non-insurance services to assist with lost passport replacement, lost travel documents, medical monitoring, legal referrals, replacement medication, eyeglass and lens replacement, emergency cash advance, telephone interpretation and other travel services provided through On Call International. Although On Call can assist in most cases, some services are subject to availability and at the expense of the plan holder.
*Please read the plan you choose to verify the services that can be provided. |
||||
|
SPORTING EQUIPMENT RENTAL |
 Not Included |
Not Included |
$1,000 per day | |
| You will be reimbursed for the cost to rent sports equipment for a covered reason if your checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST SKIING DAYS |
Not Included |
Not Included |
$250 | |
| You will be reimbursed for the value of your pre-paid ski lift ticket costs when at least 50% of the trails are closed each day due to lack of snow, severe weather or a natural disaster during the designated ski season in the Northern or Summer hemisphere.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST GOLF ROUNDS |
Not Included |
Not Included |
$500 | |
| You will be reimbursed for the value of your pre-paid golf tickets or green fees for each day you are unable to complete nine holes of an 18-hole golf course due to severe weather or epidemic that leads to the closure of the golf course by the golf club’s management.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REINSTATE FREQUENT |
Not Included |
Not Included |
$200 max | |
| Included with Trip Cancellation, if you cancel due to a covered reason and used frequent traveler rewards such as frequent flier miles of hotel rewards, you will be reimbursed for the fees you may pay to re-deposit those miles or rewards in your account.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
CANCEL FOR ANY REASON |
Not Available |
75% of Trip Cost | 75% of Trip Cost | |
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
INTERRUPTION FOR ANY REASON |
Not Available |
Not Available |
75% of Trip Cost | |
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you interrupt and cancel the remainder of your trip forty-eight hours or more after your actual departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
RENTAL CAR DAMAGE OR THEFT |
Not Included |
Not Included |
$35,000 max | |
| If this optional benefit is selected and the passenger vehicle you rented while on your trip is damaged due to a collision, any cause not in your control or your rented vehicle is stolen and not recovered, you will be reimbursed either the reasonable and necessary cost of repairs imposed by the rental company or the value of the rental car.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
 |
EMERGENCY MEDICAL EXPENSES |
$25,000 | $50,000 | $100,000 |
| You will be reimbursed for necessary medical expenses for treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
PHYSICIAN |
Included |
Included |
Included |
|
|
LABS, X-RAYS |
Included |
Included |
Included |
|
|
ANESTHETICS |
Included |
Included |
Included |
|
|
PRESCRIPTIONS |
Included |
Included |
Included |
|
|
ACCIDENTAL DEATH & |
$10,000 | $25,000 | $50,000 | |
| You will be reimbursed for a loss as a result of an Injury caused by an accident (as shown in the “Table of Losses” of the plan selected) that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
ACCIDENTAL DEATH & |
Not Included |
$50,000 | $100,000 | |
| You will be reimbursed for a loss (as shown in the “Table of Losses” of the plan selected) during your trip as a result of an injury caused by an accident while traveling as a passenger in or on a passenger aircraft operated for hire, a regularly scheduled airline or a charter flight.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
DENTAL EXPENSES |
$1,000 max | $1,000 max | $1,000 max | |
| You will be reimbursed for expenses for necessary emergency dental treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
 |
MEDICAL EVACUATION |
$100,000 | $250,000 | $500,000 Hospital of Choice |
| If you are hospitalized and a medically warranted emergency evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, this will be arranged and provided for you.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
HOSPITAL TO HOSPITAL |
Included |
Included |
Included |
|
| If an emergency medical evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, arrangements and cost for both air and ground transport between hospitals is included.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRANSPORTING A VISITOR TO |
Included |
Included |
Included |
|
| If you are hospitalized during your trip for 24 hours or more and traveling alone or with an unattended minor, transportation to bring a companion to join you will be arranged on your behalf.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
POLITICAL OR PERSONAL |
Not Included |
Not Included |
$100,000 | |
| If you are traveling and there is a civil or military uprising, war, terrorist incident or similar at your trip’s destination and it threatens your physical safety, our assistance provider will assess and arrange accordingly the appropriate evacuation.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NATURAL DISASTER |
Not Included |
Not Included |
$100,000 | |
| If you are traveling and there is natural disaster at your trip’s destination, our assistance provider will assess and arrange accordingly the appropriate evacuation to a safe location. Following the evacuation, a commercial flight to return home or to continue on the rest of your trip is provided.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REPATRIATION OF REMAINS |
Included |
Included |
Included |
|
| Should you pass away during your trip, the expenses for the air transportation of your remains, and other expenses required to comply with local laws or regulations are covered under the plan and will be arranged by our assistance provider.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
| Good Choice | Better Preferred | Best Elite | ||
|
MAXIMUM LENGTH OF TRIP 30 days |
|||
|
TRIP CANCELED 100% up to $10,000 |
||||
| If you cancel your trip prior to departure due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRAVEL DELAY $100 per day $500 max |
||||
| You will be reimbursed for reasonable and necessary accommodations, meals, telephone calls and local transportation if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, flight delay, natural disaster or other covered event.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRIP INTERRUPTED 100% of Trip Cost |
||||
| If you must start your trip later than scheduled or are unable to complete your trip due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MISSED CONNECTION $500 per day |
||||
| If you miss your cruise or tour departure due to a delay in your flight, common carrier, severe weather, quarantine, natural disaster or other covered event, you will be reimbursed for additional travel costs to join the departed trip, plus unused, pre-paid nonrefundable payments for your trip insured under the policy.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
AIRLINE REISSUE OR CANCELLATION FEES $100 max |
||||
| Included with Trip Cancellation, if you cancel due to a covered reason we will reimburse you for the reissue fee paid to the airline to change your tickets.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
BAGGAGE AND SPORTS EQUIPMENT LOSS $750 max |
||||
| You will be reimbursed for theft, damage or destruction of your baggage or sporting equipment that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY $200 max |
||||
| You will be reimbursed for reasonable expenses incurred for clothing and personal items if your checked baggage is delayed or misdirected by a common carrier, such as an airline, during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All plans include 24/7 global travel assistance to help you with travel-related service during your trip. These are non-insurance services to assist with lost passport replacement, lost travel documents, medical monitoring, legal referrals, replacement medication, eyeglass and lens replacement, emergency cash advance, telephone interpretation and other travel services provided through On Call International. Although On Call can assist in most cases, some services are subject to availability and at the expense of the plan holder. *Please read the plan you choose to verify the services that can be provided. | ||||
|
SPORTING EQUIPMENT RENTAL
|
||||
| You will be reimbursed for the cost to rent sports equipment for a covered reason if your checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST SKIING DAYS
|
||||
| You will be reimbursed for the value of your pre-paid ski lift ticket costs when at least 50% of the trails are closed each day due to lack of snow, severe weather or a natural disaster during the designated ski season in the Northern or Summer hemisphere.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST GOLF ROUNDS
|
||||
| You will be reimbursed for the value of your pre-paid golf tickets or green fees for each day you are unable to complete nine holes of an 18-hole golf course due to severe weather or epidemic that leads to the closure of the golf course by the golf club’s management.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER
|
||||
| Included with Trip Cancellation, if you cancel due to a covered reason and used frequent traveler rewards such as frequent flier miles of hotel rewards, you will be reimbursed for the fees you may pay to re-deposit those miles or rewards in your account.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
CANCEL FOR ANY REASON
|
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
INTERRUPTION FOR ANY REASON
|
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you interrupt and cancel the remainder of your trip forty-eight hours or more after your actual departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
RENTAL CAR DAMAGE OR THEFT
|
||||
| If this optional benefit is selected and the passenger vehicle you rented while on your trip is damaged due to a collision, any cause not in your control or your rented vehicle is stolen and not recovered, you will be reimbursed either the reasonable and necessary cost of repairs imposed by the rental company or the value of the rental car.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $25,000 |
|||
| You will be reimbursed for necessary medical expenses for treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – 24 HOUR $10,000 |
||||
| You will be reimbursed for a loss as a result of an Injury caused by an accident (as shown in the “Table of Losses” of the plan selected) that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – FLIGHT
|
||||
| You will be reimbursed for a loss (as shown in the “Table of Losses” of the plan selected) during your trip as a result of an injury caused by an accident while traveling as a passenger in or on a passenger aircraft operated for hire, a regularly scheduled airline or a charter flight.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
DENTAL EXPENSES $1,000 max |
||||
| You will be reimbursed for expenses for necessary emergency dental treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MEDICAL EVACUATION $100,000 |
|||
| If you are hospitalized and a medically warranted emergency evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, this will be arranged and provided for you.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| If an emergency medical evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, arrangements and cost for both air and ground transport between hospitals is included.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRANSPORTING A VISITOR TO JOIN YOU
|
||||
| If you are hospitalized during your trip for 24 hours or more and traveling alone or with an unattended minor, transportation to bring a companion to join you will be arranged on your behalf.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
POLITICAL OR PERSONAL SECURITY EVACUATION
|
||||
| If you are traveling and there is a civil or military uprising, war, terrorist incident or similar at your trip’s destination and it threatens your physical safety, our assistance provider will assess and arrange accordingly the appropriate evacuation.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NATURAL DISASTER EVACUATION
|
||||
| If you are traveling and there is natural disaster at your trip’s destination, our assistance provider will assess and arrange accordingly the appropriate evacuation to a safe location. Following the evacuation, a commercial flight to return home or to continue on the rest of your trip is provided.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REPATRIATION OF REMAINS
|
||||
| Should you pass away during your trip, the expenses for the air transportation of your remains, and other expenses required to comply with local laws or regulations are covered under the plan and will be arranged by our assistance provider.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
| Good Choice | Better Preferred | Best Elite | ||
|
MAXIMUM LENGTH OF TRIP 60 days |
|||
|
TRIP CANCELED 100% up to $50,000 |
||||
| If you cancel your trip prior to departure due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRAVEL DELAY $200 per day $1,000 max |
||||
| You will be reimbursed for reasonable and necessary accommodations, meals, telephone calls and local transportation if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, flight delay, natural disaster or other covered event.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRIP INTERRUPTED 150% of Trip Cost |
||||
| If you must start your trip later than scheduled or are unable to complete your trip due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MISSED CONNECTION $1,000 per day |
||||
| If you miss your cruise or tour departure due to a delay in your flight, common carrier, severe weather, quarantine, natural disaster or other covered event, you will be reimbursed for additional travel costs to join the departed trip, plus unused, pre-paid nonrefundable payments for your trip insured under the policy.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
AIRLINE REISSUE OR CANCELLATION FEES $150 max |
||||
| Included with Trip Cancellation, if you cancel due to a covered reason we will reimburse you for the reissue fee paid to the airline to change your tickets.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
BAGGAGE AND SPORTS EQUIPMENT LOSS $1,000 max |
||||
| You will be reimbursed for theft, damage or destruction of your baggage or sporting equipment that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY $300 max |
||||
| You will be reimbursed for reasonable expenses incurred for clothing and personal items if your checked baggage is delayed or misdirected by a common carrier, such as an airline, during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All plans include 24/7 global travel assistance to help you with travel-related service during your trip. These are non-insurance services to assist with lost passport replacement, lost travel documents, medical monitoring, legal referrals, replacement medication, eyeglass and lens replacement, emergency cash advance, telephone interpretation and other travel services provided through On Call International. Although On Call can assist in most cases, some services are subject to availability and at the expense of the plan holder. *Please read the plan you choose to verify the services that can be provided. | ||||
|
SPORTING EQUIPMENT RENTAL
|
||||
| You will be reimbursed for the cost to rent sports equipment for a covered reason if your checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST SKIING DAYS
|
||||
| You will be reimbursed for the value of your pre-paid ski lift ticket costs when at least 50% of the trails are closed each day due to lack of snow, severe weather or a natural disaster during the designated ski season in the Northern or Summer hemisphere.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST GOLF ROUNDS
|
||||
| You will be reimbursed for the value of your pre-paid golf tickets or green fees for each day you are unable to complete nine holes of an 18-hole golf course due to severe weather or epidemic that leads to the closure of the golf course by the golf club’s management.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER
|
||||
| Included with Trip Cancellation, if you cancel due to a covered reason and used frequent traveler rewards such as frequent flier miles of hotel rewards, you will be reimbursed for the fees you may pay to re-deposit those miles or rewards in your account.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
CANCEL FOR ANY REASON (Optional add on excluding NY & WA) 75% of Trip Cost |
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
INTERRUPTION FOR ANY REASON (Optional add on excluding NY & WA)
|
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you interrupt and cancel the remainder of your trip forty-eight hours or more after your actual departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
RENTAL CAR DAMAGE OR THEFT
|
||||
| If this optional benefit is selected and the passenger vehicle you rented while on your trip is damaged due to a collision, any cause not in your control or your rented vehicle is stolen and not recovered, you will be reimbursed either the reasonable and necessary cost of repairs imposed by the rental company or the value of the rental car.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $50,000 |
|||
| You will be reimbursed for necessary medical expenses for treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – 24 HOUR $25,000 |
||||
| You will be reimbursed for a loss as a result of an Injury caused by an accident (as shown in the “Table of Losses” of the plan selected) that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – FLIGHT $50,000 |
||||
| You will be reimbursed for a loss (as shown in the “Table of Losses” of the plan selected) during your trip as a result of an injury caused by an accident while traveling as a passenger in or on a passenger aircraft operated for hire, a regularly scheduled airline or a charter flight.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
DENTAL EXPENSES $1,000 max |
||||
| You will be reimbursed for expenses for necessary emergency dental treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MEDICAL EVACUATION $250,000 |
|||
| If you are hospitalized and a medically warranted emergency evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, this will be arranged and provided for you.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| If an emergency medical evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, arrangements and cost for both air and ground transport between hospitals is included.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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|
TRANSPORTING A VISITOR TO JOIN YOU
|
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| If you are hospitalized during your trip for 24 hours or more and traveling alone or with an unattended minor, transportation to bring a companion to join you will be arranged on your behalf.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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|
POLITICAL OR PERSONAL SECURITY EVACUATION
|
||||
| If you are traveling and there is a civil or military uprising, war, terrorist incident or similar at your trip’s destination and it threatens your physical safety, our assistance provider will assess and arrange accordingly the appropriate evacuation.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NATURAL DISASTER EVACUATION
|
||||
| If you are traveling and there is natural disaster at your trip’s destination, our assistance provider will assess and arrange accordingly the appropriate evacuation to a safe location. Following the evacuation, a commercial flight to return home or to continue on the rest of your trip is provided.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REPATRIATION OF REMAINS
|
||||
| Should you pass away during your trip, the expenses for the air transportation of your remains, and other expenses required to comply with local laws or regulations are covered under the plan and will be arranged by our assistance provider.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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| Good Choice | Better Preferred | Best Elite | ||
|
MAXIMUM LENGTH OF TRIP 120 days |
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TRIP CANCELED 100% up to $100,000 |
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| If you cancel your trip prior to departure due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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|
TRAVEL DELAY $300 per day $2,000 max |
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| You will be reimbursed for reasonable and necessary accommodations, meals, telephone calls and local transportation if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, flight delay, natural disaster or other covered event.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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|
TRIP INTERRUPTED 150% of Trip Cost |
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| If you must start your trip later than scheduled or are unable to complete your trip due to a covered reason, you will be reimbursed for prepaid, non-refundable trip costs. A covered reason may be if you, a family member or traveling companion are sick or injured, you’re transferred or laid off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
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|
MISSED CONNECTION $1,500 per day |
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| If you miss your cruise or tour departure due to a delay in your flight, common carrier, severe weather, quarantine, natural disaster or other covered event, you will be reimbursed for additional travel costs to join the departed trip, plus unused, pre-paid nonrefundable payments for your trip insured under the policy.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
AIRLINE REISSUE OR CANCELLATION FEES $200 max |
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| Included with Trip Cancellation, if you cancel due to a covered reason we will reimburse you for the reissue fee paid to the airline to change your tickets.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
BAGGAGE AND SPORTS EQUIPMENT LOSS $1,500 max |
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| You will be reimbursed for theft, damage or destruction of your baggage or sporting equipment that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
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|
BAGGAGE DELAY $1,000 max |
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| You will be reimbursed for reasonable expenses incurred for clothing and personal items if your checked baggage is delayed or misdirected by a common carrier, such as an airline, during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All plans include 24/7 global travel assistance to help you with travel-related service during your trip. These are non-insurance services to assist with lost passport replacement, lost travel documents, medical monitoring, legal referrals, replacement medication, eyeglass and lens replacement, emergency cash advance, telephone interpretation and other travel services provided through On Call International. Although On Call can assist in most cases, some services are subject to availability and at the expense of the plan holder. *Please read the plan you choose to verify the services that can be provided. | ||||
|
SPORTING EQUIPMENT RENTAL $1,000 per day |
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| You will be reimbursed for the cost to rent sports equipment for a covered reason if your checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST SKIING DAYS $250 |
||||
| You will be reimbursed for the value of your pre-paid ski lift ticket costs when at least 50% of the trails are closed each day due to lack of snow, severe weather or a natural disaster during the designated ski season in the Northern or Summer hemisphere.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
LOST GOLF ROUNDS $500 |
||||
| You will be reimbursed for the value of your pre-paid golf tickets or green fees for each day you are unable to complete nine holes of an 18-hole golf course due to severe weather or epidemic that leads to the closure of the golf course by the golf club’s management.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER $200 max |
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| Included with Trip Cancellation, if you cancel due to a covered reason and used frequent traveler rewards such as frequent flier miles of hotel rewards, you will be reimbursed for the fees you may pay to re-deposit those miles or rewards in your account.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
CANCEL FOR ANY REASON (Optional add on excluding NY & WA) 75% of Trip Cost |
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
INTERRUPTION FOR ANY REASON (Optional add on excluding NY & WA) 75% of Trip Cost |
||||
| If available and this optional benefit is selected, you will be reimbursed for up to 75% of your pre-paid non-refundable trip costs when you interrupt and cancel the remainder of your trip forty-eight hours or more after your actual departure date. Requires purchase to be made within 14 days of the initial deposit or payment for your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
RENTAL CAR DAMAGE OR THEFT $35,000 max |
||||
| If this optional benefit is selected and the passenger vehicle you rented while on your trip is damaged due to a collision, any cause not in your control or your rented vehicle is stolen and not recovered, you will be reimbursed either the reasonable and necessary cost of repairs imposed by the rental company or the value of the rental car.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $100,000 |
|||
| You will be reimbursed for necessary medical expenses for treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – 24 HOUR $50,000 |
||||
| You will be reimbursed for a loss as a result of an Injury caused by an accident (as shown in the “Table of Losses” of the plan selected) that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
ACCIDENTAL DEATH & DISMEMBERMENT – FLIGHT $100,000 |
||||
| You will be reimbursed for a loss (as shown in the “Table of Losses” of the plan selected) during your trip as a result of an injury caused by an accident while traveling as a passenger in or on a passenger aircraft operated for hire, a regularly scheduled airline or a charter flight.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
DENTAL EXPENSES $1,000 max |
||||
| You will be reimbursed for expenses for necessary emergency dental treatment due to an accidental injury or a sickness that occurs during your trip.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
MEDICAL EVACUATION $500,000 Hospital of Choice |
|||
| If you are hospitalized and a medically warranted emergency evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, this will be arranged and provided for you.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| If an emergency medical evacuation is necessary for a covered accidental injury or sickness that occurs during your trip, arrangements and cost for both air and ground transport between hospitals is included.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
TRANSPORTING A VISITOR TO JOIN YOU
|
||||
| If you are hospitalized during your trip for 24 hours or more and traveling alone or with an unattended minor, transportation to bring a companion to join you will be arranged on your behalf.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
POLITICAL OR PERSONAL SECURITY EVACUATION $100,000 |
||||
| If you are traveling and there is a civil or military uprising, war, terrorist incident or similar at your trip’s destination and it threatens your physical safety, our assistance provider will assess and arrange accordingly the appropriate evacuation.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
NATURAL DISASTER EVACUATION $100,000 |
||||
| If you are traveling and there is natural disaster at your trip’s destination, our assistance provider will assess and arrange accordingly the appropriate evacuation to a safe location. Following the evacuation, a commercial flight to return home or to continue on the rest of your trip is provided.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
|
REPATRIATION OF REMAINS
|
||||
| Should you pass away during your trip, the expenses for the air transportation of your remains, and other expenses required to comply with local laws or regulations are covered under the plan and will be arranged by our assistance provider.
*Please see the terms and conditions for the plan’s full list of benefits, limits and exclusions. |
||||
Better
