Why do you need this?
Better
Benefits are Per Person
CHOICE
PREFERRED
ELITE
 |
MAXIMUM LENGTH OF TRIP | 30 days | 60 days | 90 days |
|
TRIP CANCELED |
100% up to $10,000 | 100% up to $25,000 | 100% up to $100,000 | |
| The Company will reimburse you for prepaid, non refundable trip costs if you cancel your Trip for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP DELAY |
$100 per day $500 max | $200 per day $1,000 max | $300 per day $2,000 max | |
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP INTERRUPTED |
100% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost | |
| The Company will reimburse if you interrupt your Trip after your departure or if you join your trip after Your Scheduled Departure for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
MISSED CONNECTION |
$500 per day | $1,000 per day | $1,500 per day | |
| The Company will reimburse you if you miss your cruise or tour departure that results from the cancellation or a delay for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AIRLINE CANCEL FEES |
$100 max | $150 max | $200 max | |
| The Company will reimburse you for non refundable airline costs when canceled for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST BAGGAGE |
$750 max | $1,000 max | $1,500 max | |
| The Company will reimburse you for the covered items you have to replace due to your bag being lost on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY |
$200 max | $300 max | $1,000 max | |
| The Company will reimburse you for the covered items you have to replace due to your bag being delayed on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE |
 Included |
Included |
Included |
|
| All our plans include 24/7 travel assistance to help you with travel related services. These are non-insurance services and provided through On Call International. | ||||
|
SPORT RENTAL EQUIPMENT |
 Not Included |
Not Included |
$1,000 per day | |
| The Company will reimburse you the cost to rent sports equipment for a covered reason if your or your traveling companion’s checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
LOST SKI DAYS |
Not Included |
Not Included |
$125 per day | |
| The Company will reimburse you for the value of you or your traveling companion’s pre-paid Ski tickets for each day you are unable to Ski during the Trip for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST GOLF ROUNDS |
Not Included |
Not Included |
$500 per day | |
| The Company will reimburse you for the value of Your pre-paid Golf tickets or greens fees for each day you are unable to complete at least nine holes of an eighteen hole round due to Golf Course closure.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER |
Not Included |
Not Included |
$200 max | |
| Included with Trip Cancel. The Company will reimburse you for the airline reissue fee or cost to reinstate your frequent flyer miles, if your travel supplier cancels your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
CANCEL FOR ANY REASON |
Not Included |
Not Included |
75% of Trip Cost not available in NY & WA |
|
| The Company will reimburse you for up to 75% of your trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
RENTAL CAR DAMAGE |
Not Included |
Not Included |
$35,000 max not available in NY TX & WA |
|
| The Company will reimburse you when you rent a car while on the Trip and the car is damaged due to a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
 |
EMERGENCY MEDICAL EXPENSES |
$25,000 | $50,000 | $100,000 |
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
PHYSICIAN |
Included |
Included |
Included |
|
|
LABS, X-RAYS |
Included |
Included |
Included |
|
|
ANESTHETICS |
Included |
Included |
Included |
|
|
PRESCRIPTIONS |
Included |
Included |
Included |
|
|
ACCIDENTAL DEATH & |
$10,000 | $25,000 | $50,000 | |
| The Company will pay for a loss as a result of an accidental injury during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
ACCIDENTAL DEATH & |
Not Included |
$50,000 | $100,000 | |
| The Company will pay for a loss as a result of an accidental injury during the trip while on a common carrier (air only).
*Please read the Plan you choose to verify this benefit is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
DENTAL EXPENSES |
$5,000 max | $5,000 max | $5,000 max | |
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
 |
EMERGENCY EVACUATION |
$100,000 | $250,000 | $500,000 |
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL TO HOSPITAL |
Included |
Included |
Included |
|
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL |
Included |
Included |
Included |
|
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN |
Included |
Included |
Included |
|
| The Company will pay and arrange to return your unattended minor child(ren) accompanying you should you be hospitalized for an extended period or pass away during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
NON MEDICAL EMERGENCY |
Not Included |
Not Included |
$100,000 | |
| The Company will reimburse you for covered expenses if you must leave your Trip due to a natural disaster or political situation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO |
Included |
Included |
Included |
|
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
| Good Choice |
Better Preferred |
Best Elite |
||
|
MAXIMUM LENGTH OF TRIP 30 days |
|||
|
TRIP CANCELED 100% up to $10,000 |
||||
| The Company will reimburse you for prepaid, non refundable trip costs if you cancel your Trip for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP DELAY $100 per day $500 max |
||||
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP INTERRUPTED 100% of Trip Cost |
||||
| The Company will reimburse if you interrupt your Trip after your departure or if you join your trip after Your Scheduled Departure for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
MISSED CONNECTION $500 per day |
||||
| The Company will reimburse you if you miss your cruise or tour departure that results from the cancellation or a delay for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AIRLINE CANCEL FEES $100 max |
||||
| The Company will reimburse you for non refundable airline costs when canceled for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST BAGGAGE $750 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being lost on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY $200 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being delayed on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All our plans include 24/7 travel assistance to help you with travel related services. These are non-insurance services and provided through On Call International. | ||||
|
SPORT RENTAL EQUIPMENT
|
||||
| The Company will reimburse you the cost to rent sports equipment for a covered reason if your or your traveling companion’s checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
LOST SKI DAYS
|
||||
| The Company will reimburse you for the value of you or your traveling companion’s pre-paid Ski tickets for each day you are unable to Ski during the Trip for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST GOLF ROUNDS
|
||||
| The Company will reimburse you for the value of Your pre-paid Golf tickets or greens fees for each day you are unable to complete at least nine holes of an eighteen hole round due to Golf Course closure.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER
|
||||
| Included with Trip Cancel. The Company will reimburse you for the airline reissue fee or cost to reinstate your frequent flyer miles, if your travel supplier cancels your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
CANCEL FOR ANY REASON
|
||||
| The Company will reimburse you for up to 75% of your trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
RENTAL CAR DAMAGE
|
||||
| The Company will reimburse you when you rent a car while on the Trip and the car is damaged due to a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $25,000 |
|||
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & $10,000 |
||||
| The Company will pay for a loss as a result of an accidental injury during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
ACCIDENTAL DEATH &
|
||||
| The Company will pay for a loss as a result of an accidental injury during the trip while on a common carrier (air only).
*Please read the Plan you choose to verify this benefit is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
DENTAL EXPENSES $5,000 max |
||||
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
EMERGENCY EVACUATION $100,000 |
|||
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN
|
||||
| The Company will pay and arrange to return your unattended minor child(ren) accompanying you should you be hospitalized for an extended period or pass away during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
NON MEDICAL EMERGENCY
|
||||
| The Company will reimburse you for covered expenses if you must leave your Trip due to a natural disaster or political situation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO
|
||||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
| Good Choice |
Better Preferred |
Best Elite |
||
|
MAXIMUM LENGTH OF TRIP 60 days |
|||
|
TRIP CANCELED 100% up to $25,000 |
||||
| The Company will reimburse you for prepaid, non refundable trip costs if you cancel your Trip for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP DELAY $200 per day $1,000 max |
||||
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP INTERRUPTED 150% of Trip Cost |
||||
| The Company will reimburse if you interrupt your Trip after your departure or if you join your trip after Your Scheduled Departure for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
MISSED CONNECTION $1,000 per day |
||||
| The Company will reimburse you if you miss your cruise or tour departure that results from the cancellation or a delay for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AIRLINE CANCEL FEES $150 max |
||||
| The Company will reimburse you for non refundable airline costs when canceled for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST BAGGAGE $1,000 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being lost on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY $300 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being delayed on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All our plans include 24/7 travel assistance to help you with travel related services. These are non-insurance services and provided through On Call International. | ||||
|
SPORT RENTAL EQUIPMENT
|
||||
| The Company will reimburse you the cost to rent sports equipment for a covered reason if your or your traveling companion’s checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
LOST SKI DAYS
|
||||
| The Company will reimburse you for the value of you or your traveling companion’s pre-paid Ski tickets for each day you are unable to Ski during the Trip for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST GOLF ROUNDS
|
||||
| The Company will reimburse you for the value of Your pre-paid Golf tickets or greens fees for each day you are unable to complete at least nine holes of an eighteen hole round due to Golf Course closure.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER
|
||||
| Included with Trip Cancel. The Company will reimburse you for the airline reissue fee or cost to reinstate your frequent flyer miles, if your travel supplier cancels your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
CANCEL FOR ANY REASON
|
||||
| The Company will reimburse you for up to 75% of your trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
RENTAL CAR DAMAGE
|
||||
| The Company will reimburse you when you rent a car while on the Trip and the car is damaged due to a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $50,000 |
|||
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & $25,000 |
||||
| The Company will pay for a loss as a result of an accidental injury during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
ACCIDENTAL DEATH & $50,000 |
||||
| The Company will pay for a loss as a result of an accidental injury during the trip while on a common carrier (air only).
*Please read the Plan you choose to verify this benefit is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
DENTAL EXPENSES $5,000 max |
||||
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
EMERGENCY EVACUATION $250,000 |
|||
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN
|
||||
| The Company will pay and arrange to return your unattended minor child(ren) accompanying you should you be hospitalized for an extended period or pass away during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
NON MEDICAL EMERGENCY
|
||||
| The Company will reimburse you for covered expenses if you must leave your Trip due to a natural disaster or political situation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO
|
||||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
| Good Choice |
Better Preferred |
Best Elite |
||
|
MAXIMUM LENGTH OF TRIP 90 days |
|||
|
TRIP CANCELED 100% up to $100,000 |
||||
| The Company will reimburse you for prepaid, non refundable trip costs if you cancel your Trip for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP DELAY $300 per day $2,000 max |
||||
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRIP INTERRUPTED 150% of Trip Cost |
||||
| The Company will reimburse if you interrupt your Trip after your departure or if you join your trip after Your Scheduled Departure for a covered reason such as if you, a family member or traveling companion are sick or injured, you’re transferred or layed off by an employer, there’s a natural disaster, or even the financial default of your travel supplier, to name a few.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
MISSED CONNECTION $1,500 per day |
||||
| The Company will reimburse you if you miss your cruise or tour departure that results from the cancellation or a delay for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AIRLINE CANCEL FEES $200 max |
||||
| The Company will reimburse you for non refundable airline costs when canceled for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST BAGGAGE $1,500 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being lost on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
BAGGAGE DELAY $1,000 max |
||||
| The Company will reimburse you for the covered items you have to replace due to your bag being delayed on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
NON-INSURANCE TRAVEL ASSISTANCE SERVICE
|
||||
| All our plans include 24/7 travel assistance to help you with travel related services. These are non-insurance services and provided through On Call International. | ||||
|
SPORT RENTAL EQUIPMENT $1,000 per day |
||||
| The Company will reimburse you the cost to rent sports equipment for a covered reason if your or your traveling companion’s checked sports equipment is lost, stolen, damaged or delayed while on your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
LOST SKI DAYS $125 per day |
||||
| The Company will reimburse you for the value of you or your traveling companion’s pre-paid Ski tickets for each day you are unable to Ski during the Trip for a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
LOST GOLF ROUNDS $500 per day |
||||
| The Company will reimburse you for the value of Your pre-paid Golf tickets or greens fees for each day you are unable to complete at least nine holes of an eighteen hole round due to Golf Course closure.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
REINSTATE FREQUENT TRAVELER $200 max |
||||
| Included with Trip Cancel. The Company will reimburse you for the airline reissue fee or cost to reinstate your frequent flyer miles, if your travel supplier cancels your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
CANCEL FOR ANY REASON 75% of Trip Cost |
||||
| The Company will reimburse you for up to 75% of your trip costs when you cancel your entire trip two (2) days or more before your scheduled departure date.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
RENTAL CAR DAMAGE $35,000 max |
||||
| The Company will reimburse you when you rent a car while on the Trip and the car is damaged due to a covered reason.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $100,000 |
|||
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
PHYSICIAN
|
||||
|
LABS, X-RAYS
|
||||
|
ANESTHETICS
|
||||
|
PRESCRIPTIONS
|
||||
|
ACCIDENTAL DEATH & $50,000 |
||||
| The Company will pay for a loss as a result of an accidental injury during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
ACCIDENTAL DEATH & $100,000 |
||||
| The Company will pay for a loss as a result of an accidental injury during the trip while on a common carrier (air only).
*Please read the Plan you choose to verify this benefit is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
DENTAL EXPENSES $5,000 max |
||||
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
EMERGENCY EVACUATION $500,000 |
|||
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL TO HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL
|
||||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN
|
||||
| The Company will pay and arrange to return your unattended minor child(ren) accompanying you should you be hospitalized for an extended period or pass away during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
NON MEDICAL EMERGENCY $100,000 |
||||
| The Company will reimburse you for covered expenses if you must leave your Trip due to a natural disaster or political situation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO
|
||||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
Better
|
EMERGENCY MEDICAL EXPENSES |
$100,000 $250 deductible | ||
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
PHYSICIAN |
Included |
|||
|
LABS, X-RAYS |
Included |
|||
|
ANESTHETICS |
Included |
|||
|
PRESCRIPTIONS |
Included |
|||
|
DENTAL EXPENSES |
$750 max | |||
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||||
|
TRIP DELAY |
$150 per day $2,000 per day | |||
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY EVACUATION |
$500,000 | ||
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL OF CHOICE |
Included |
|||
| If an Emergency Medical Evacuation is warranted The Company will pay benefits and arrange for a transport to a hospital back home in the U.S., not just to the nearest suitable facility as many plans do.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL TO AIR EVAC |
Included |
|||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN BACK HOME |
Included |
|||
| The Company will pay and arrange for the return of your unattended minor child(ren) who are accompanying you on the trip should you be hospitalized or pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORT AND REPATRIATION OF MORTAL REMAINS |
$50,000 | |||
| The Company will pay and arrange for the return of your remains to the United States of America, should you pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO JOIN YOU |
$5,000 | |||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
RETURN OF UNATTENDED VEHICLE |
$5,000 | |||
| The Company will pay and arrange for the return of your unattended vehicle to your home should you be hospitalized and advised by a physician against driving. Coverage is limited to return from Mexico, Canada and the US for non-commercial vehicles.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY MEDICAL EXPENSES $100,000 $250 deductible |
|
| The Company will reimburse your covered medical expenses for treatment due to an accidental injury or a sickness during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
PHYSICIAN
|
||
|
LABS, X-RAYS
|
||
|
ANESTHETICS
|
||
|
PRESCRIPTIONS
|
||
|
DENTAL EXPENSES $750 max |
||
| The Company will reimburse you for necessary dental treatment if you have an accidental injury during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including the coverage limits, as well as the exclusions. |
||
|
TRIP DELAY $150 per day $2,000 per day |
||
| The Company will reimburse you if you are delayed en route to or from your trip for a covered reason such as a traffic accident, inclement weather, or quarantine.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
EMERGENCY EVACUATION $500,000 |
|
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
HOSPITAL OF CHOICE
|
||
| If an Emergency Medical Evacuation is warranted The Company will pay benefits and arrange for a transport to a hospital back home in the U.S., not just to the nearest suitable facility as many plans do.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
AMBULANCE BETWEEN HOSPITAL TO AIR EVAC
|
||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORTING MINOR CHILDREN BACK HOME
|
||
| The Company will pay and arrange for the return of your unattended minor child(ren) who are accompanying you on the trip should you be hospitalized or pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORT AND REPATRIATION OF MORTAL REMAINS $50,000 |
||
| The Company will pay and arrange for the return of your remains to the United States of America, should you pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORTING A VISITOR TO JOIN YOU $5,000 |
||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||
|
RETURN OF UNATTENDED VEHICLE $5,000 |
||
| The Company will pay and arrange for the return of your unattended vehicle to your home should you be hospitalized and advised by a physician against driving. Coverage is limited to return from Mexico, Canada and the US for non-commercial vehicles.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
EMERGENCY EVACUATION |
$500,000 | ||
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
HOSPITAL OF CHOICE |
Included |
|||
| If an Emergency Medical Evacuation is warranted The Company will pay benefits and arrange for a transport to a hospital back home in the U.S., not just to the nearest suitable facility as many plans do.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
AMBULANCE BETWEEN HOSPITAL TO AIR EVAC |
Included |
|||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING MINOR CHILDREN BACK HOME |
Included |
|||
| The Company will pay and arrange for the return of your unattended minor child(ren) who are accompanying you on the trip should you be hospitalized or pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORT AND REPATRIATION OF MORTAL REMAINS |
$50,000 | |||
| The Company will pay and arrange for the return of your remains to the United States of America, should you pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
TRANSPORTING A VISITOR TO JOIN YOU |
$5,000 | |||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||||
|
RETURN OF UNATTENDED VEHICLE |
$5,000 | |||
| The Company will pay and arrange for the return of your unattended vehicle to your home should you be hospitalized and advised by a physician against driving. Coverage is limited to return from Mexico, Canada and the US for non-commercial vehicles.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||||
|
EMERGENCY EVACUATION $500,000 |
|
| The Company will pay and arrange for a medically warranted emergency evacuation for a covered accidental injury or sickness that occurs during your trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
HOSPITAL OF CHOICE
|
||
| If an Emergency Medical Evacuation is warranted The Company will pay benefits and arrange for a transport to a hospital back home in the U.S., not just to the nearest suitable facility as many plans do.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
AMBULANCE BETWEEN HOSPITAL TO AIR EVAC
|
||
| The Company will pay and arrange for ground ambulance transport between hospitals and airfields during a covered medical evacuation.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORTING MINOR CHILDREN BACK HOME
|
||
| The Company will pay and arrange for the return of your unattended minor child(ren) who are accompanying you on the trip should you be hospitalized or pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORT AND REPATRIATION OF MORTAL REMAINS $50,000 |
||
| The Company will pay and arrange for the return of your remains to the United States of America, should you pass away during the trip.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||
|
TRANSPORTING A VISITOR TO JOIN YOU $5,000 |
||
| The Company will pay and arrange to fly a person chosen by you, to be by your bedside if you are traveling alone and hospitalized for an extended period of time.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, and to read the exclusions. |
||
|
RETURN OF UNATTENDED VEHICLE $5,000 |
||
| The Company will pay and arrange for the return of your unattended vehicle to your home should you be hospitalized and advised by a physician against driving. Coverage is limited to return from Mexico, Canada and the US for non-commercial vehicles.
*Please read the Plan you choose to verify this coverage is included, to view the scheduled benefits including coverage limits, as well as the exclusions. |
||