Medical Tourism Plan - TME Travel Insurance

Emergency Evacuation Coverage for Medical Tourists

This is a travel protection plan designed with medical tourists in mind. This plan includes emergency medical evacuation coverage, including when traveling for pre-planned medical procedures.

If you are hospitalized following your initial recovery from a pre-planned procedure or other medical emergency with a serious or critical medical complication where a medical transport is warranted, the Travel MedEvac for Medical Tourists Plan can reimburse expenses incurred to transport you to your home hospital of choice in the United States.

Coverage is available for U.S. residents between the ages of 18 and 65.

Plans are available for up to 21 days of coverage and must be purchased prior to departing on your trip. Should you need assistance, our 24/7 assistance provider will manage your medical evacuation/repatriation (as a non-insurance service) utilizing a highly accredited global network of experienced providers.

Coverage and availability vary based on state of residence.

TRAVEL MEDEVAC FOR MEDICAL TOURIST PLAN
Medical Evacuation and Repatriation	$500,000
Emergency Medical Evacuation	Included
Medical Repatriation	Included
Hospital of Choice (In U.S. Only)	Included
Repatriation of Remains	Included
Transportation to Join You	$500 Per Day Up to (1) Day
Baggage Return*	Up to $250 Per Day, (2) Days
Baggage Delay	Up to $100

*Baggage Return and Transportation to Join You benefits not available in certain states.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

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Medical Evacuation and Repatriation

EMERGENCY MEDICAL EVACUATION AND REPATRIATION OF REMAINS Benefits will be paid, up to the Maximum Benefit Amount shown in the Schedule of Benefits, when You suffer a Sickness, Injury, or loss of life, during Your Trip, for the following:

Emergency Medical Evacuation We will pay for the Usual and Customary transportation expenses for an Emergency Medical Evacuation, to the nearest suitable Hospital or medical facility where Medically Necessary treatment is available to treat an Unforeseen Sickness or Injury provided: 1. the local attending Physician and Our designated Travel Assistance Services Provider determine that Your condition is acute, severe or life threatening; and 2. that adequate Medically Necessary treatment is not available in Your immediate area.
Medical Repatriation Following an Emergency Medical Evacuation or a covered Injury or Sickness, We will pay for Medical Evacuation expenses to return You to Your point of origin, Your Primary Residence, or to a Hospital of Choice or medical facility closest to Your Primary Residence capable of providing continued treatment, if Your local attending Physician and Our designated Travel Assistance Services Provider determine that it is Medically Necessary. We will pay for one of the following methods of transportation, as pre-approved (prior to the evacuation) and arranged by Us or Our designated Travel Assistance Services Provider: a. one-way, economy transportation; b. commercial air upgrade to business or first class, less refunds from Your unused transportation tickets; c. other covered land or air transportation including, but not limited to, commercial stretcher, Medical Escort, or the contracted charges for air ambulance. Transportation must be via the most direct, efficient and economical method of conveyance. In all cases, where practical, economy fare will be utilized. If possible, Your Common Carrier tickets will be used.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Emergency Medical Evacuation

Emergency Medical Evacuation We will pay for the Usual and Customary transportation expenses for an Emergency Medical Evacuation, to the nearest suitable Hospital or medical facility where Medically Necessary treatment is available to treat an Unforeseen Sickness or Injury provided: 1. the local attending Physician and Our designated Travel Assistance Services Provider determine that Your condition is acute, severe or life threatening; and 2. that adequate Medically Necessary treatment is not available in Your immediate area.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Medical Repatriation

Medical Repatriation Following an Emergency Medical Evacuation or a covered Injury or Sickness, we will pay for Medical Evacuation expenses to return You to Your point of origin, Your Primary Residence, or to a Hospital of Choice or medical facility closest to Your Primary Residence capable of providing continued treatment, if Your local attending Physician and Our designated Travel Assistance Services Provider determine that it is Medically Necessary. We will pay for one of the following methods of transportation, as pre-approved (prior to the evacuation) and arranged by Us or Our designated Travel Assistance Services Provider: a. one-way, economy transportation; b. commercial air upgrade to business or first class, less refunds from Your unused transportation tickets; c. other covered land or air transportation including, but not limited to, commercial stretcher, Medical Escort, or the contracted charges for air ambulance. Transportation must be via the most direct, efficient and economical method of conveyance.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Hospital of Choice (In U.S. Only)

You may choose to be transported to a Hospital in a city within the United States of America other than the city of Your Primary Residence. The maximum amount payable is limited to the cost of transportation to Your Primary Residence. We will not pay the benefits for any loss caused by or resulting from the transportation taken against the advice of the local attending Physician. Medical Evacuation expenses will only be payable at the Usual and Customary level or payment for necessary transportation, related medical services and medical supplies.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Repatriation of Remains

Benefits will be paid for covered Repatriation Expenses incurred, up to the Maximum Benefit Amount shown in the Schedule of Benefits, to return Your body to Your city of Primary Residence or Your origination point or to the place of burial in the United States of America if You die during Your Trip.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Transportation to Join You

If You are or will be Hospitalized for more than 14 consecutive days following or unable to travel due to an Emergency Medical Evacuation or Injury and Sickness that occurred during Your Trip, We will pay, up to the cost of a single round-trip economy transportation ticket, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for Reasonable Additional Expenses for one person chosen by You to visit Your bedside, provided You are traveling alone and Emergency Medical Evacuation or Medically Necessary Repatriation is not imminent.

* Transportation to Join You benefits not available in certain states.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Baggage Return

If You are evacuated, as covered under this policy, and Your Baggage doesn’t accompany You during evacuation, We will reimburse You or Your Travel Supplier, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for any cost associated with transporting Your Baggage to: (a) the location You were evacuated to; or (b) Your Return Destination or Scheduled Destination in case of a one-way Trip. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

*Baggage Return are benefits not available in certain states.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.

Baggage Delay

We will reimburse You, up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the cost of Necessary Personal Items purchased by You while on Your Trip, if Your checked Baggage is delayed for at least 24 consecutive hours or more from Your time of arrival at a Scheduled Destination other than Your Return Destination. This coverage terminates upon Your arrival at the Return Destination of Your Trip. Necessary Personal Items means replacement for clothing or toiletry or prescriptions or eyewear, which are included in Your Baggage and Personal Effects and are required for Your Trip. Necessary Personal Items do not include jewelry, perfume or alcohol. These benefit(s) will not duplicate any other benefits payable under the policy or any coverage(s) attached to the policy.

Please review the terms and conditions prior to purchasing for a full description of policy limits and exclusions that pertain to your plan.